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221 Howard Drive

Belleair Beach, FL 33786
  • $1,999,000
  • STATUS: Active
  • ON SITE: 21 Days
  • MLS #: TB8489096
UPDATED: 70 min ago
$1,999,000
  • 5
    BEDS
  • 0.26
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 3,463
    SQFT
  • $577
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1968
County:

School Ratings & Info

Description

Discover coastal luxury at its finest in this updated 5-bedroom, 3-bathroom waterfront residence with a 2-car garage, ideally situated on Howard Drive — the only naturally formed island on Belleair Beach. This exclusive location offers the highest elevation in the area and is renowned for having the deepest water on Belleair Beach, providing both exceptional boating conditions and long-term peace of mind. Set on a spacious 0.26-acre parcel—one of the largest in Belleair Beach and nearby waterfront communities—this property features 100 feet of deep-water canal frontage with direct access to the Gulf of Mexico. The hurricane-rated dock accommodates two boats up to 45 feet and includes the ability to add lifts for boats, jet skis, or paddleboards. A lushly landscaped front courtyard welcomes you with coastal charm and privacy before leading into the home’s bright, open interior. Inside, every detail has been thoughtfully designed and recently upgraded for elegance, comfort, and efficiency. The chef’s kitchen is a true centerpiece, showcasing 2025 Dura Supreme cabinetry with a lifetime manufacturer’s warranty, high-grade exotic Cristallo Quartzite countertops cut from a single slab, and state-of-the-art Thermador and Bosch appliances, including a natural gas range, French door refrigerator, built-in microwave, and dual wine cooler. A custom-built pantry and laundry cabinetry add to the home’s seamless functionality. The spacious primary suite offers a spa-like retreat, featuring all-natural marble walls, a soaking tub, a modern double vanity, and a large waterfront window that fills the space with natural light. Czech crystal chandeliers in the living room, dining area, primary bedroom, and en suite add a touch of refined luxury. Each bedroom includes Closets by Design custom systems, ensuring ample and stylish storage. The home has been extensively modernized with a 2024 roof with a 50-year GAF manufacturer’s warranty, 2023 Daikin energy-efficient HVAC system (plus a secondary unit for the bedrooms), hurricane-resistant windows and sliding glass doors, and a fully updated electrical system. Outdoors, the backyard oasis features a sparkling pool with a waterfall feature, surrounded by lush tropical landscaping perfect for relaxing or entertaining. Additional highlights include a 2025 LG washer and natural gas dryer, new pool equipment under full warranty, gas water heater, and an ADT smart security system with Google cameras, all combining to provide comfort, safety, and modern convenience. Adding tremendous future value and investment potential, the seller is including fully approved architectural plans by ArcDesign, one of the area’s premier design firms, for a second-story addition. The plans include two additional bedrooms, one bathroom, a large common area, new staircase, and a redesigned roofline, creating the opportunity to significantly expand the home’s living space and elevate its market value. Whether as a primary home or luxurious coastal retreat, this residence embodies modern craftsmanship, timeless design, and premier Gulf Coast living in one of Belleair Beach’s most exclusive locations. Homes like this are rare—schedule your private showing today and experience the beauty and coastal elegance of this Belleair Beach oasis.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-04-12T14:46:12.823.
www.cartwrightrealtyoftampa.com/homes/174334123
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221 Howard Drive Belleair Beach, FL 33786

  • Price: $1,999,000
  • Status: Active
  • On Site: 21 Days
  • Updated: 70 min ago
  • MLS #: TB8489096
5
Beds
3
Baths
0
½ Baths
0.26
Acres
3,463
SQFT
$577
$/SQFT
1968
Built
Neighborhood:
Howard Estates
County:
Pinellas
Area:
Belleair Beach/Belleair Shores/Indian Rocks Beach
Property Description
Discover coastal luxury at its finest in this updated 5-bedroom, 3-bathroom waterfront residence with a 2-car garage, ideally situated on Howard Drive — the only naturally formed island on Belleair Beach. This exclusive location offers the highest elevation in the area and is renowned for having the deepest water on Belleair Beach, providing both exceptional boating conditions and long-term peace of mind. Set on a spacious 0.26-acre parcel—one of the largest in Belleair Beach and nearby waterfront communities—this property features 100 feet of deep-water canal frontage with direct access to the Gulf of Mexico. The hurricane-rated dock accommodates two boats up to 45 feet and includes the ability to add lifts for boats, jet skis, or paddleboards. A lushly landscaped front courtyard welcomes you with coastal charm and privacy before leading into the home’s bright, open interior. Inside, every detail has been thoughtfully designed and recently upgraded for elegance, comfort, and efficiency. The chef’s kitchen is a true centerpiece, showcasing 2025 Dura Supreme cabinetry with a lifetime manufacturer’s warranty, high-grade exotic Cristallo Quartzite countertops cut from a single slab, and state-of-the-art Thermador and Bosch appliances, including a natural gas range, French door refrigerator, built-in microwave, and dual wine cooler. A custom-built pantry and laundry cabinetry add to the home’s seamless functionality. The spacious primary suite offers a spa-like retreat, featuring all-natural marble walls, a soaking tub, a modern double vanity, and a large waterfront window that fills the space with natural light. Czech crystal chandeliers in the living room, dining area, primary bedroom, and en suite add a touch of refined luxury. Each bedroom includes Closets by Design custom systems, ensuring ample and stylish storage. The home has been extensively modernized with a 2024 roof with a 50-year GAF manufacturer’s warranty, 2023 Daikin energy-efficient HVAC system (plus a secondary unit for the bedrooms), hurricane-resistant windows and sliding glass doors, and a fully updated electrical system. Outdoors, the backyard oasis features a sparkling pool with a waterfall feature, surrounded by lush tropical landscaping perfect for relaxing or entertaining. Additional highlights include a 2025 LG washer and natural gas dryer, new pool equipment under full warranty, gas water heater, and an ADT smart security system with Google cameras, all combining to provide comfort, safety, and modern convenience. Adding tremendous future value and investment potential, the seller is including fully approved architectural plans by ArcDesign, one of the area’s premier design firms, for a second-story addition. The plans include two additional bedrooms, one bathroom, a large common area, new staircase, and a redesigned roofline, creating the opportunity to significantly expand the home’s living space and elevate its market value. Whether as a primary home or luxurious coastal retreat, this residence embodies modern craftsmanship, timeless design, and premier Gulf Coast living in one of Belleair Beach’s most exclusive locations. Homes like this are rare—schedule your private showing today and experience the beauty and coastal elegance of this Belleair Beach oasis.
Exterior Features

Architectural Style CourtyardCustom Attached Garage Yn Yes Carport Yn No Construction Materials BlockStucco Covered Spaces 2 Direction Faces South Exterior Features CourtyardFrench DoorsIrrigation SystemLightingPrivate MailboxPrivate YardSidewalkSliding DoorsSprinkler Metered Fencing FencedVinyl Foundation Details Slab Lot Features Flood Insurance RequiredNear MarinaOversized LotStreet Dead-End Lot Size Dimensions 100 x 115 Open Parking YN Yes Parking Features BoatCircular DrivewayDrivewayElectric Vehicle Charging Station(s)Garage Door Opener Pool Features GuniteIn Ground Pool Private Yn Yes Road Frontage Type Street Dead-End Road Surface Type Concrete Roof Shingle Spa Features In Ground Spa YN Yes View PoolWater Water Access Intracoastal Waterway Water Access Yn Yes Water Body Name INTERCOASTAL Water Extras Seawall - Concrete Water Extras Yn Yes Water View Intracoastal Waterway Water View Yn Yes Waterfront Features Intracoastal Waterway Waterfront Feet Total 100 Waterfront Yn Yes

Interior Features

Appliances Convection OvenDishwasherDisposalDryerExhaust FanGas Water HeaterIce MakerMicrowaveRangeRange HoodRefrigeratorWasherWater SoftenerWine Refrigerator Building Area Total 4032 Cooling Central Air Cooling YN Yes Fireplace Features Family RoomGas Fireplace Yn Yes Flooring Other Furnished Unfurnished Heating Central Heating YN Yes Interior Features Built-in FeaturesCeiling Fan(s)Eating Space In KitchenKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsThermostatWalk-In Closet(s) Laundry Features InsideLaundry Room Levels One Sewer Public Sewer Stories Total 1 Water Source Public

Property Features

Additional Lease Restrictions Please note that it is the buyer’s and buyer’s agent’s responsibility to verify all rental and leasing restrictions directly with the City of Belleair Beach. Regulations regarding minimum lease termsrental frequencyand permitting may vary. Association Yn No Cdd Yn No Down Payment Resource No Flood Zone Code AE Garage Yn Yes Homestead Yn No Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalFHASpecial FundingVA Loan Minimum Lease 1-7 Days New Construction Yn No Ownership Fee Simple Property Sub Type Single Family Residence Realtor Info As-Is Senior Community Yn No Special Listing Conditions None Tax Annual Amount 15258.55 Total Annual Fees 0 Total Monthly Fees 0 Utilities BB/HS Internet AvailableCable AvailableElectricity AvailableElectricity ConnectedNatural Gas AvailableNatural Gas ConnectedPublicSewer AvailableSewer ConnectedSprinkler MeterSprinkler RecycledWater AvailableWater Connected Yrs Of Owner Prior To Leasing Re No


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of FLORIDA HOMES RLTY & MORTGAGE: 904-996-9115.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-04-12T14:46:12.823.
 
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Cartwright Realty
24638 State Road 54
Lutz FL, 33599