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260 S Central Avenue

Umatilla, FL 32784
  • $870,000
  • STATUS: Active
  • ON SITE: 152 Days
  • MLS #: G5111095
UPDATED: 50 min ago
$870,000
  • 2
    BEDS
  • 0.58
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,258
    SQFT
  • $692
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2020
County:

School Information

Elementary School:
Middle School:
High School:

Description

Lakefront home plus an income-producing duplex, sold together on 0.58 acre in Umatilla. The package includes the 1,258 sq ft lakefront home at 264 S. Central Ave. and the 2,064 sq ft duplex at 260 S. Central Ave. (Units A and B), both currently occupied. You can live on the water and collect rent next door, or hold both as investments. The home: two ensuite bedrooms with glass-enclosed showers. The primary suite has an extra-large walk-in closet and a dual-head shower, and the second bedroom has a built-in office and a Murphy bed. The kitchen has quartz counters and Whirlpool appliances, and a large pantry holds the Samsung washer and dryer. The home also has tongue-and-groove cypress ceilings, tile throughout, and 6" spray-foam insulation. A wall of double-pane glass with two 8-ft sliders opens to a large screened lanai with an outdoor kitchen, a hot tub, lake views and a private dock. Systems: a whole-house Generac generator and Trane HVAC, both under service contract. A Navien tankless gas water heater. Gas heat, range and dryer. Lake-fed irrigation, underground utilities, and a lift station to city sewer. Also an extra-large double carport, a digital entry lock and a lockable exterior storage room. The lake is Lake Enola. Near downtown Umatilla and the Ocala National Forest. Titled in a land trust (documents available). The home and the duplex are also listed separately.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-10-15T15:47:34.717.
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260 S Central Avenue Umatilla, FL 32784

  • Price: $870,000
  • Status: Active
  • On Site: 152 Days
  • Updated: 50 min ago
  • MLS #: G5111095
2
Beds
2
Baths
0
½ Baths
0.58
Acres
1,258
SQFT
$692
$/SQFT
2020
Built
Neighborhood:
Umatilla Mitchenors Add
County:
Lake
Area:
Umatilla / Dona Vista
Elementary School:
Umatilla Elem
Middle School:
Umatilla Middle
High School:
Umatilla High
Property Description
Lakefront home plus an income-producing duplex, sold together on 0.58 acre in Umatilla. The package includes the 1,258 sq ft lakefront home at 264 S. Central Ave. and the 2,064 sq ft duplex at 260 S. Central Ave. (Units A and B), both currently occupied. You can live on the water and collect rent next door, or hold both as investments. The home: two ensuite bedrooms with glass-enclosed showers. The primary suite has an extra-large walk-in closet and a dual-head shower, and the second bedroom has a built-in office and a Murphy bed. The kitchen has quartz counters and Whirlpool appliances, and a large pantry holds the Samsung washer and dryer. The home also has tongue-and-groove cypress ceilings, tile throughout, and 6" spray-foam insulation. A wall of double-pane glass with two 8-ft sliders opens to a large screened lanai with an outdoor kitchen, a hot tub, lake views and a private dock. Systems: a whole-house Generac generator and Trane HVAC, both under service contract. A Navien tankless gas water heater. Gas heat, range and dryer. Lake-fed irrigation, underground utilities, and a lift station to city sewer. Also an extra-large double carport, a digital entry lock and a lockable exterior storage room. The lake is Lake Enola. Near downtown Umatilla and the Ocala National Forest. Titled in a land trust (documents available). The home and the duplex are also listed separately.
Exterior Features

Carport Spaces 2 Carport Yn Yes Construction Materials BlockCement SidingWood Frame Covered Spaces 2 Direction Faces East Exterior Features LightingStorage Foundation Details Slab Lot Size Dimensions 73 x 405 Parking Features Covered Pool Private Yn No Road Surface Type Paved Roof Shingle Water Access Lake Water Access Yn Yes Water Body Name LAKE ENOLA Water Extras Yn No Water View Lake Water View Yn Yes Waterfront Features Lake Front Waterfront Yn Yes

Interior Features

Appliances DishwasherRangeRefrigeratorTankless Water Heater Building Area Total 1980 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring Tile Furnished Unfurnished Heating CentralElectric Heating YN Yes Interior Features Accessibility FeaturesEating Space In KitchenHigh CeilingsOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSplit BedroomStone CountersThermostatVaulted Ceiling(s)Walk-In Closet(s) Laundry Features Inside Levels One Rooms Kitchen Bedroom 2 (Built-in Closet) Primary Bathroom Living Room Utility Room Dining Room Primary Bedroom (Walk-In Closet(s)) Balcony/Porch/Lanai Sewer Public Sewer Stories Total 2 Water Source Public

Property Features

Additional Lease Restrictions PER THE CITY OF UMATILLA CODE OF ORDINANCES Additional Parcels YN No Association Yn No Cdd Yn No Days Notice To Tenant If Not Ren 60 days Down Payment Resource No Flood Zone Code X* Garage Yn No Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalFHAVA Loan Minimum Lease No Minimum Month To Month Or Weekly Yn No New Construction Yn No Occupant Type Owner Ownership Fee Simple Pet Restrictions PER THE CITY OF UMATILLA CODE OF ORDINANCES Pets Allowed Yes Property Condition Completed Property Sub Type Single Family Residence Realtor Info Survey AvailableWill Sell 1 LotWill Subdivide Senior Community Yn No Special Listing Conditions None Tax Annual Amount 6856.82 Total Annual Fees 0 Total Monthly Fees 0 Utilities BB/HS Internet AvailableCable AvailableElectricity ConnectedSewer ConnectedWater Connected Zoning RP


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of RLW REALTY: 352-771-2560.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-10-15T15:47:34.717.
 
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