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306 Harbor Drive

Indian Rocks Beach, FL 33785
  • $3,700,000
  • STATUS: Active
  • ON SITE: 206 Days
  • MLS #: TB8467679
Price Reduced
UPDATED: 50 min ago
$3,700,000
  • 5
    BEDS
  • 0.21
    ACRES
  • 4
    BATHS
  • 0
    1/2 BATHS
  • 4,571
    SQFT
  • $809
    $/SQFT
Type:
Single-Family Home
Built:
2004
County:

School Ratings & Info

Description

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 15 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-17T08:43:21.84.
www.cartwrightrealtyoftampa.com/homes/172390103
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306 Harbor Drive Indian Rocks Beach, FL 33785

  • Price: $3,700,000
  • Status: Active
  • On Site: 206 Days
  • Updated: 50 min ago
  • MLS #: TB8467679
5
Beds
4
Baths
0
½ Baths
0.21
Acres
4,571
SQFT
$809
$/SQFT
2004
Built
Neighborhood:
Indian Beach Re-Revised 5Th Add
County:
Pinellas
Area:
Indian Rocks Bch/Belleair Bch/Indian Shores
Property Description
Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 15 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.
Exterior Features

Architectural Style Mediterranean Attached Garage Yn Yes Carport Yn No Construction Materials BlockStuccoWood Frame Covered Spaces 5 Direction Faces Southwest Exterior Features BalconyHurricane ShuttersIrrigation SystemPrivate MailboxRain GuttersSliding Doors Foundation Details Slab Lot Size Dimensions 75 x 120 Patio And Porch Features CoveredDeckRear Porch Pool Features Chlorine FreeGuniteHeatedIn GroundSalt Water Pool Private Yn Yes Road Surface Type Paved Roof Tile Spa Features HeatedIn Ground Spa YN Yes View Park/GreenbeltWater Water Access Gulf/OceanIntracoastal Waterway Water Access Yn Yes Water Body Name INTRACOASTAL AND GULF Water Extras LiftSeawall - Concrete Water Extras Yn Yes Water View Gulf/Ocean - PartialIntracoastal Waterway Water View Yn Yes Waterfront Features Intracoastal Waterway Waterfront Yn Yes

Interior Features

Additional Rooms Breakfast Room SeparateFormal Dining Room SeparateInside Utility Appliances Bar FridgeBuilt-In OvenCooktopDishwasherDisposalDryerElectric Water HeaterIce MakerMicrowaveRefrigeratorWasherWater Filtration SystemWine Refrigerator Building Area Total 7104 Cooling Central AirMini-Split Unit(s) Cooling YN Yes Fireplace Features Living RoomMaster BedroomWood Burning Fireplace Yn Yes Flooring CarpetCeramic TileHardwood Furnished Negotiable Heating CentralElectric Heating YN Yes Interior Features Built-in FeaturesCathedral Ceiling(s)Ceiling Fan(s)Coffered Ceiling(s)Dry BarEating Space In KitchenElevatorKitchen/Family Room ComboPrimaryBedroom UpstairsSkylight(s)Smart HomeSolid Wood CabinetsSplit BedroomStone CountersThermostatWalk-In Closet(s)Window Treatments Laundry Features Inside Levels Three Or More Rooms Primary Bedroom (BarCeiling Fan(s)En Suite BathroomDual Closets) Primary Bathroom (Built-In Shower BenchDual SinksEn Suite BathroomGranite CountersMakeup/Vanity SpaceMultiple Shower HeadsRain Shower HeadTub with Separate Shower StallWater Closet/Priv ToiletWindow/Skylight in Bath) Bedroom 2 (Ceiling Fan(s)Walk-In Closet(s)) Bedroom 3 (Built-in Closet) Bedroom 5 (Built-in Closet) Bedroom 4 (Built-in Closet) Kitchen (Breakfast BarPantryBuilt-in FeaturesGranite Counters) Livi Sewer Public Sewer Stories Total 3 Water Source Public Window Features ShuttersStorm Window(s)

Property Features

Additional Lease Restrictions Verify rental restrictions with City of Indian Rocks Beach Additional Parcels YN No Approval Process Verify process with City of Indian Rocks Beach Association Amenities Basketball Court Association Approval Required Yn No Association Yn No Cdd Yn No Community Features Irrigation-Reclaimed WaterParkPlaygroundTennis Court(s) Down Payment Resource No Flood Zone Code AE Garage Yn Yes Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventional Minimum Lease 1-7 Days New Construction Yn No Occupant Type Owner Ownership Fee Simple Property Condition Completed Property Sub Type Single Family Residence Realtor Info Brochure AvailableShort Term Rental AllowedSign Security Features Security System Senior Community Yn No Special Listing Conditions None Tax Annual Amount 24526.47 Total Annual Fees 0 Total Monthly Fees 0 Utilities BB/HS Internet AvailableCable ConnectedElectricity ConnectedSewer ConnectedStreet LightsWater Connected Yrs Of Owner Prior To Leasing Re No


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of KELLER WILLIAMS REALTY PORTFOLIO COLLECTION: 727-489-0800.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-08-17T08:43:21.84.
 
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