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3422 W Shell Point Road

Ruskin, FL 33570
  • $1,275,000
  • STATUS: Active
  • ON SITE: 34 Days
  • MLS #: TB8533780
UPDATED: 74 min ago
$1,275,000
  • 3
    BEDS
  • 0.18
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 3,100
    SQFT
  • $411
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1979
County:

School Information

Elementary School:
Middle School:
High School:

Description

3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-09-07T07:42:38.727.
www.cartwrightrealtyoftampa.com/homes/179721502
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3422 W Shell Point Road Ruskin, FL 33570

  • Price: $1,275,000
  • Status: Active
  • On Site: 34 Days
  • Updated: 74 min ago
  • MLS #: TB8533780
3
Beds
3
Baths
0
½ Baths
0.18
Acres
3,100
SQFT
$411
$/SQFT
1979
Built
Neighborhood:
Shell Point Sub
County:
Hillsborough
Area:
Ruskin/Apollo Beach
Elementary School:
Thompson Elementary
Middle School:
Shields-HB
High School:
Lennard-HB
Property Description
3422 W Shell Point Rd, Ruskin, FL 33570 Imagine ending each day with spectacular sunsets over Tampa Bay, watching dolphins and manatees swim past your dock, and deciding on a whim to take the boat out for dinner or a sunset cruise. This beautifully updated waterfront home in Shell Point offers 91 feet of deep-water frontage, no fixed bridges, and direct sailboat access to Tampa Bay and the Gulf of Mexico. Here, the water is more than a view. It's your everyday lifestyle. Completely updated in 2026, this 3-bedroom, 3-bath residence offers approximately 3,100 square feet with soaring cathedral ceilings, ceramic tile flooring throughout, and a fresh Sherwin Williams Agreeable Gray interior accented by Extra White trim. The open floor plan features an impressive 28x26 living room with a circulating wood-burning fireplace and a spacious 26x18 family room. Large windows fill the home with natural light while showcasing beautiful water views. The oversized gourmet kitchen is designed for entertaining with a large center island, solid wood cabinetry, stone countertops, and a full suite of 2024 appliances. The first-floor primary suite offers a walk-in closet and private bath with a stone vanity and skylight. Two additional bedrooms include custom closet systems and are served by two more full baths, including one with multiple shower heads. A generous laundry room and expansive paved driveway provide exceptional convenience with room for boats, RVs, trailers, and guest parking. Outdoor living is where this home truly shines. The covered 14x26 screened lanai creates the perfect place to enjoy morning coffee, afternoon shade, or evening gatherings while taking in colorful sunsets over the water. Beyond the lanai, a concrete seawall leads to the custom 2025 dock measuring approximately 25x20 with electric, water, and a 16,000-pound boat lift. Whether you're fishing, cruising Tampa Bay, visiting waterfront restaurants, or simply relaxing while dolphins, manatees, and coastal birds pass by, every day feels like a vacation. With no fixed bridges, open water is only minutes away. Additional improvements include a 2017 roof, 2024 HVAC system serviced in January 2026, 2024 water heater, Hurricane Proof Windows, hurricane shutters, vinyl fencing, and public water and sewer. Located in the waterfront community of Shell Point, this property offers the freedom that's becoming increasingly difficult to find: no HOA, no CDD fees, no rental minimums, and the ability to keep your boat, RV, trailers, and recreational vehicles on your own property. If you've been searching for the ultimate Florida boating lifestyle with incredible bay access, waterfront views, and unforgettable sunsets, this home is ready to deliver. ***** WHAT THE SELLERS LOVE ***** "We love stepping out onto the screened porch and watching the sunset over the water while dolphins and manatees regularly make an appearance. Having our boat waiting on the private 16,000-pound lift means we can be out on Tampa Bay within minutes with absolutely no fixed bridges. The 2026 updates and soaring ceilings give the home a bright, fresh feel, and having 91 feet of waterfront with no HOA or CDD restrictions gives us the freedom to truly enjoy the Florida lifestyle we always wanted."
Exterior Features

Architectural Style FloridaRanch Attached Garage Yn No Carport Spaces 0 Carport Yn No Construction Materials BlockStucco Covered Spaces 0 Direction Faces Southwest Exterior Features French DoorsHurricane ShuttersIrrigation SystemLightingPrivate YardRain GuttersSliding Doors Fencing FencedOtherVinyl Foundation Details Slab Lot Features ClearedIn CountyLandscapedLevel Open Parking YN Yes Parking Features BoatDrivewayOff StreetOpen Patio And Porch Features CoveredPatioRear PorchScreened Pool Private Yn No Road Frontage Type Street Paved Road Surface Type PavedAsphalt Roof Shingle Spa YN No View Water Water Access Bay/HarborBrackish WaterGulf/OceanMarinaRiver Water Access Yn Yes Water Extras BoathouseBridges - No Fixed BridgesLiftSailboat WaterSeawall - Concrete Water Extras Yn Yes Water View Bay/Harbor - PartialGulf/Ocean to BayMarinaRiver Water View Yn Yes Waterfront Features Brackish WaterRiver Front Waterfront Yn Yes

Interior Features

Additional Rooms AtticFamily RoomInside Utility Appliances DishwasherDisposalMicrowaveRangeRefrigerator Building Area Total 3308 Building Elevator Yn No Cooling Central Air Cooling YN Yes Fireplace Features CirculatingInsertLiving RoomWood Burning Fireplace Yn Yes Flooring CarpetCeramic Tile Furnished Unfurnished Heating Central Heating YN Yes Interior Features Cathedral Ceiling(s)Ceiling Fan(s)Eating Space In KitchenHigh CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanPrimary Bedroom Main FloorSolid Surface CountersSolid Wood CabinetsStone CountersThermostatWalk-In Closet(s)Window Treatments Laundry Features InsideLaundry Room Levels One Rooms Family Room Foyer Kitchen (Kitchen IslandStone Counters) Bedroom 2 (Ceiling Fan(s)Walk-In Closet(s)) Bathroom 2 (Exhaust FanSingle VanityStone CountersTub With Shower) Primary Bedroom (Ceiling Fan(s)En Suite BathroomWalk-In Closet(s)) Laundry Living Room (Ceiling Fan(s)) Primary Bathroom (Exhaust FanShower No TubSingle VanityStone CountersWindow/Skylight in Bath) Balcony/Porch/Lanai (Ceiling Fan(s)) Bathroom 3 (Exhaust FanMultiple Shower HeadsShower No TubSingle VanitySt Sewer Public SewerSeptic Tank Stories Total 1 Water Source Public Window Features BlindsDouble Pane WindowsInsulated WindowsShuttersWindow Treatments

Property Features

Additional Parcels YN No Association Yn No Cdd Yn No Condo Land Included Yn No Down Payment Resource No Flood Zone Code AE Garage Yn No Homestead Yn No Lease Considered YN Yes Lease Restrictions YN No Listing Terms CashConventionalFHAVA Loan Minimum Lease No Minimum New Construction Yn No Occupant Type Owner Ownership Fee Simple Pets Allowed Yes Property Condition Completed Property Sub Type Single Family Residence Realtor Info As-IsDocs AvailableFloor Plan AvailableSee AttachmentsSign Senior Community Yn No Special Listing Conditions None Tax Annual Amount 4146 Total Annual Fees 0 Total Monthly Fees 0 Utilities BB/HS Internet AvailableCable AvailableElectricity ConnectedPublicSewer ConnectedUnderground UtilitiesWater Connected Zoning PD


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of 27NORTH REALTY: 813-645-4663.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-09-07T07:42:38.727.
 
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