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76 Universal Trail

Palm Coast, FL 32164
  • $510,000
  • STATUS: Active
  • ON SITE: 33 Days
  • MLS #: V4950558
Price Reduced
$510,000
  • 5
    BEDS
  • 0.23
    ACRES
  • 2
    BATHS
  • 1
    1/2 BATHS
  • 2,880
    SQFT
  • $177
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2006
County:
Area:

School Ratings & Info

Description

Rare Assumable VA Loan at 2.25% Interest Rate for Qualified Buyers! This beautifully upgraded 5-Bedrooms, 3 Bathrooms, 2,880-square-foot home offers the perfect combination of comfort, quality, and peace of mind with a spacious 3-car garage and numerous premium upgrades throughout. Built with storm preparedness in mind, the home features hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for enhanced wind resistance. Additional upgrades include a whole-house water softener and filtration system, plus an irrigation system to maintain the professionally landscaped yard. The remodeled kitchen showcases modern finishes, upgraded appliances, and abundant space for entertaining, while the updated bathrooms provide a fresh, contemporary feel. Step outside to your private tropical backyard oasis featuring mature guava, lime, orange, and watermelon plants, a butterfly garden, and three working compost areas. Relax with your morning coffee on the screened front porch or unwind in the screened rear lanai while enjoying Florida’s beautiful weather year-round. This thoughtfully upgraded home offers the perfect blend of modern updates, energy-efficient features, outdoor living, and storm-ready construction. Opportunities like this—especially with an assumable 2.25% VA loan—are exceptionally rare. Schedule your private showing today!

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-09-06T23:41:50.223.
www.cartwrightrealtyoftampa.com/homes/179776420
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76 Universal Trail Palm Coast, FL 32164

  • Price: $510,000
  • Status: Active
  • On Site: 33 Days
  • MLS #: V4950558
5
Beds
2
Baths
1
½ Baths
0.23
Acres
2,880
SQFT
$177
$/SQFT
2006
Built
Neighborhood:
Palm Coast Sec 57
County:
Flagler
Area:
Palm Coast
Property Description
Rare Assumable VA Loan at 2.25% Interest Rate for Qualified Buyers! This beautifully upgraded 5-Bedrooms, 3 Bathrooms, 2,880-square-foot home offers the perfect combination of comfort, quality, and peace of mind with a spacious 3-car garage and numerous premium upgrades throughout. Built with storm preparedness in mind, the home features hurricane shutters, hurricane roof clips, and a hurricane-rated fence designed for enhanced wind resistance. Additional upgrades include a whole-house water softener and filtration system, plus an irrigation system to maintain the professionally landscaped yard. The remodeled kitchen showcases modern finishes, upgraded appliances, and abundant space for entertaining, while the updated bathrooms provide a fresh, contemporary feel. Step outside to your private tropical backyard oasis featuring mature guava, lime, orange, and watermelon plants, a butterfly garden, and three working compost areas. Relax with your morning coffee on the screened front porch or unwind in the screened rear lanai while enjoying Florida’s beautiful weather year-round. This thoughtfully upgraded home offers the perfect blend of modern updates, energy-efficient features, outdoor living, and storm-ready construction. Opportunities like this—especially with an assumable 2.25% VA loan—are exceptionally rare. Schedule your private showing today!
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials Concrete Covered Spaces 3 Direction Faces West Exterior Features Hurricane ShuttersIrrigation SystemPrivate MailboxPrivate Yard Fencing Fenced Foundation Details Block Patio And Porch Features PatioScreened Pool Private Yn No Road Surface Type Paved Roof Shingle Water Access Yn No Water Extras Yn No Water View Yn No Waterfront Yn No

Interior Features

Appliances DishwasherDisposalMicrowaveRangeRefrigeratorWater Filtration SystemWater Softener Building Area Total 3782 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring CarpetTile Furnished Unfurnished Heating Central Heating YN Yes Interior Features Ceiling Fan(s)Walk-In Closet(s) Laundry Features Electric Dryer HookupWasher Hookup Levels Two Rooms Living Room Bathroom 2 (Storage Closet) Bathroom 4 (Storage Closet) Family Room Primary Bedroom (Walk-In Closet(s)) Balcony/Porch/Lanai Bathroom 3 (Storage Closet) Kitchen Utility Room Dining Room Sewer Public Sewer Water Source Public

Property Features

Additional Parcels YN No Association Yn No Cdd Yn No Down Payment Resource Yes Flood Zone Code X Garage Yn Yes Homestead Yn Yes Lease Considered YN No Listing Terms AssumableCashConventionalFHAVA Loan New Construction Yn No Occupant Type Owner Ownership Fee Simple Property Sub Type Single Family Residence Realtor Info Floor Plan Available Senior Community Yn No Special Listing Conditions None Tax Annual Amount 5316 Total Annual Fees 0 Total Monthly Fees 0 Utilities Electricity ConnectedWater Connected Zoning PC5700


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of RHYNES REAL ESTATE: 386-232-8263.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-09-06T23:41:50.223.
 
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Cartwright Realty
24638 State Road 54
Lutz FL, 33599